As someone who has already been through the Social Security Disability Insurance application process, you may understand all too well just how difficult it is to receive approval for these benefits in the first place. As an active recipient of SSDI benefits, it is important that you fully understand the circumstances that could potentially make you ineligible to receive them any longer.
Some SSDI recipients mistakenly believe that once the U.S. Social Security Administration approves them for benefits, they should continue to receive for the foreseeable future. This is not always the case, however. Here are three ways that you could jeopardize your eligibility for SSDI benefits.
1. Re-entering the workforce
You have the option of returning to work for a “Trial Work Period” for up to nine months while still receiving SSDI benefits. However, if you ultimately decide that you can rejoin the workforce, doing so is going to make you ineligible to receive benefits moving forward. However, for another 36 months after the trial period ends, you may still be able to get disability benefits during months when your earnings are insufficient.
2. Reaching retirement age
You are typically not going to be able to receive SSDI benefits and retirement benefits simultaneously. Once you hit the age of retirement, expect to start getting retirement, rather than SSDI, benefits. The amounts you get for each should be similar.
3. Having your condition improve
If your condition improves so that you no longer meet the SSA’s definition of “disabled,” you should expect to become ineligible for benefits moving forward. You should anticipate having to undergo periodic reviews so that the administration can assess your condition and determine continued eligibility.
While these are some of the things that have the capacity to affect your disability benefits, this is not an exhaustive list of all circumstances that could impact your overall eligibility.