You Deserve Compensation — Even If Your Employer Is Uninsured
When an employee suffers an injury on the job, the employer’s workers’ compensation insurance is supposed to pay for the resulting damages. But what happens if an employer is uninsured?
This issue poses a complication for hundreds of injured workers every year. To recover compensation, you may need to work with a Suffolk County law firm like the Law Office of Frank A. Cetero. Our firm has over 50 years of experience handling workers’ compensation cases, including those involving uninsured employers. With us on your side, we will strive tirelessly to get you the benefits you deserve.
If My Employer Is Uninsured, What Are My Options?
Nearly every employer in New York state must purchase workers’ compensation insurance. Unfortunately, not every employer obeys the law. You have two legal options to recover compensation insurance in this situation:
- File a claim with New York’s Uninsured Employers Fund
The state of New York has a fund to compensate the injured workers of employers who do not have insurance. If your employer cannot afford to pay your damages out of pocket, it can draw from this fund.
- File a lawsuit against your employer
Usually, employees cannot sue their employers for on-site injuries. This changes, though, if your employer does not have workers’ comp insurance. You can seek damages in civil court with the help of your attorney.
You may only pursue one of these options. The Law Office of Frank A. Cetero can help determine which method is best for your case.
Seek Compensation From Your Uninsured Employer
You should not have to suffer a financial burden because of your employer’s lack of insurance. Get a free consultation with the Law Office of Frank A. Cetero, where you can discuss how to recover workers’ compensation benefits. To schedule with us, call 631-517-0941 or reach us online.